A KPI is a measurement or a list of items that indicate the health of your finances and the health of your overall household estate. Completing the KPI list is designed to position your household for generational prosperity.

A** DTI** is one way lenders (including mortgage lenders) measure an individual’s ability to manage monthly payment and repay debts. DTI is calculated by dividing ** total recurring monthly debt** by

A financial assessment is a tool for viewing the financial condition of an individual or a business at a particular moment in time, and comparing that to the **Kingdom Financial Matrix**.

Your proven path to debt freedom starts here! The goal of the DRP is to help you strategically plan and execute your debt reduction through either **Snow Ball, Avalanche, **or** No Snow** reduction strategy methods.

Is when people **Buy their wants** but end up **Begging for their needs**. Pathway$ is a program engineered to encourage financial behavior correction. Learn how to plan **your **financial spending from “**Real Numbers**.”

Based on:

** 1** Initial Investment Amount

**2** Rate of Interest

**3** Frequency of interest calculated

**4** Duration of loan/investment

Based on:

**1** Initial Investment Amount

**2** Rate of Interest

**3** Frequency of Compounding

**4** Duration of loan/investment (in Years)

Based on:

** 1** Initial Investment Amount

**2** Age at Retirement

**3** Interest

**4** Desired Retirement Amount

(Highest Interest First)

This strategy results in the lowest total interest, but depending on the balance of your higher interest loans, it may take you longer to see your first loan/debt completely paid off. If the difference in the total interest is not significant, then you may get more satisfaction from the 'Snow Ball' method.

(Lowest Balance First)

This strategy gives you the benefit of the 'snowball effect', but you may pay more interest in the end versus the 'Avalanche' method. The main benefit of this approach is the psychological effect of seeing the number of debts disappear more quickly!