Financial Assessment

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Welcome to the Pathway$ Financial Assessment Calculator

This assessment is a series of questions and will take you approximately 10-15 minutes to complete. The goal of this assessment is for you to get an accurate picture of where you are financially. In addition, this assessment will help to show areas strengths and areas that may need improvement. Please begin by entering your Total Monthly Household Income (Gross Pay and Net Pay). This includes any and all money that you receive monthly (e.g. both spouses jobs, child support, bonuses,etc).


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Enter Your Household Monthly Bills below. Please only enter the bills you see listed.


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Enter Your Revolving Credits and Debts Below

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Monthly Income Expense Summary

WCI - What's Coming In Monthly
Gross Pay
Net Pay    
WGO - What's Going Out Monthly
WGO Total
WSI - What's Staying In Monthly
WSI Total
 

Food-Gas-Dignity Monthly

Groceries Budget
Gas Budget
Wife's Dignity
Husband's Grooming
   
Food-Gas-Dignity Total
FINAL REVEALED EXTRA

Yearly Net Income to Expense Summary

Yearly Net Income
Yearly Net Living Expenses
Difference/Annual Extra

Your Matrix Level is:

Matrix Level Definitions

Provision LESS THAN $249 extra per month in Final Revealed Extra
Sufficiency $250-$499.99 extra per month in Final Revealed Extra
Abundance $500-$999.99 extra per month in Final Revealed Extra
Wealth & Riches $1000-$1999 extra per month in Final Revealed Extra
Generational Wealth $2000 or MORE extra per month in Final Revealed Extra

Your Recommended Numbers are:

Pathway$ Income Assessment

FINAL REVEALED EXTRA
Expense to Income Ratio
Debt to Income Ratio
Recommended Monthly Savings
Recommended Monthly Debt Snowball
Recommended Monthly Incidentals

Debt to Income Explanations

0-36.99% Healthy debt, as long as you have a steady income.
37-42.99% Try to avoid additional usage on credit card or loans to save your money if there is an urgent or important need
43-49.99% You should think to reduce your debt by paying off some of your debts/loans
>50% Unless you have a solution to pay your debts/loan regularly, you should start to eliminate them as quickly as possible
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