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Monthly Liabilities

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0-36.99% Healthy debt, as long as you have a steady income.
37-42.99% Try to avoid additional usage on credit card or loans to save your money if there is an urgent or important need
43-49.99% You should think to reduce your debt by paying off some of your debts/loans
>50% Unless you have a solution to pay your debts/loan regularly, you should start to eliminate them as quickly as possible

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